Credit Service Organizations

Notice Regarding Legislative Changes Affecting Division of Consumer Protection Registrations

During the 2026 General Legislative Session, the Legislature passed SB 38, which takes effect on May 6, 2026. This bill modifies registration and compliance requirements for the statutes enforced by the Division.

To view key registration changes to Utah Code § 13-21-101 et seq. refer to the official notice below

SB 38 Notice to Credit Service Organizations

A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization, may not conduct any business regulated by the Credit Services Organizations Act in Utah without first securing a certificate of registration from the Division of Consumer Protection and securing the required surety.