Debt Management Services
Notice Regarding Legislative Changes Affecting Division of Consumer Protection Registrations
During the 2026 General Legislative Session, the Legislature passed SB 38, which takes effect on May 6, 2026. This bill modifies registration and compliance requirements for the statutes enforced by the Division.
To view key registration changes to Utah Code § 13-42-101 et seq. refer to the official notice below
A provider may not provide debt-management services to an individual who resides in Utah at the time it agrees to provide the services, unless the provider is registered under the Uniform Debt-Management Services Act.
Debt management service providers are companies that offer to help a consumer get out of debt quicker through one or more of the following: negotiating lower interest rates on credit balances, forgiveness of late fees and other penalties, reduction of principle balances.
